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  • 现代金融业务综合模拟试题与答案3下载
  • 2014/2/9 15:37:20 来源:重庆韦博英语
  •  重庆韦博英语为大家提供现代金融业务(综合)模拟试题:
    Part One Listening

    Section One
       Directions: In this section, you will hear ten short statements. Each statement will be spoken only once. After each statement, there will be a pause. During the pause, you must read the four suggested answers marked A, B, C and D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

    1、 A. Bank's financial condition is the cause of interest rate risk.
       B. Bank's financial condition has impact on interest rate risk.
       C. Interest rate risk occurs when interest rate moves against the bank's financial condition.
       D. Interest rate risk occurs when interest rate favours the bank's financial condition.

    2、 A. The issuing bank will send the bill of lading and the L/C to the advising bank.
       B. The issuing bank will notify the advising bank of the bill of lading and the L/C.
       C. The advising bank will reimburse the bill of lading and the L/C.
       D. The issuing bank will reimburse the bill of lading and the L/C.

    3、 A. Forward transactions is not of typical foreign exchange transactions.
       B. Typical foreign exchange transactions occur in the spot or cash market.
       C. Forward transactions don't occur in the spot or cash market.
       D. Typical foreign exchange transactions occur only in the spot market.

    4、 A. The company changed idea.
       B. The company preferred an L/C to collection.
       C. The company did not want an L/C.
       D. The company applied for documentary collection.

    5、 A. Banks often change their base rate.
       B. Banks seldom change their base rate.
       C. Banks never change their base rate.
       D. Banks change their base rate at regular intervals.

    6、 A. The forward price for a currency is always the same with the spot price.
       B. The forward price for a currency is always different from the spot price.
       C. Theoretically, the forward price is almost always either higher or lower than the spot price.
       D. Theoretically, the forward price for a currency is always the same with the spot price.

    7、 A. The bank had aggregate assets of USD80,200,000.
       B. The bank had aggregate assets of USD80,020,000.
       C. The bank had aggregate assets of USD8,200,000.
       D. The bank had aggregate assets of USD18,200,000.

    8、 A. Credit card customers are given a right to buy goods and services.
       B. The cardholder can buy goods and services within the credit limit.
       C. Normally, banks will set different credit lines to different groups of cardholders.
       D. Each month the cardholder receives a statement from the bank.

    9、 A. In dealing with collections, banks will do nothing to follow the collection order.
       B. Banks will do something in dealing with the collection order.
       C. Banks should strictly follow the instructions in the collection order.
       D. In dealing with collections, the bank is usually useless.

    10、 A. The supplier is the prime beneficiary of a transferable L/C.
       B. The middleman is the prime beneficiary of a transferable L/C.
       C. Neither the supplier nor the middleman is the beneficiary of a transferable L/C.
       D. In order to be in favor of the middleman, you should open a transferable credit.

    Section Two
       Directions: In this section, you will hear ten short conversations. At the end of each conversation, a question will be asked about what was said. The conversation and question will be spoken only once. During the pause, you must read the four choices marked A, B, C, D, and decide which is the best answer. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

    11、 A. $100                      B. $120                      C. $1,200                      D. $1,000

    12、 A. It is a plastic card.
       B. People can lend it to others.
       C. It can carry- a line of credit ranging from several hundred to several thousand or more.
       D. It is very convenient.

    13、 A. The loan proposal.                      B. His repayment capability.
       C. The bank's money.                    D. Her own money.

    14、 A. 3%.             B. 5%.             C. 11%.              D. None.

    15、 A. Representatives.  B. Agencies.        C. Branches.          D. Subsidiaries.

    16、 A. The amount.                          B. The address.
       C. The name.                            D. The account number.

    17、 A. Vertical method.                      B. Horizontal method.
       C. Balance sheet.                        D. Both A and B.

    18、 A. Because she lost her bill.
       B. Because her bill didn't mature.
       C. Because she forgot the rules.
       D. Because her bill was not duly presented.

    19、 A. Documentary credit.                   B. Documentary collection.
       C. Payment in advance.                  D. Open account.

    20、 A. A debit card cannot be used to pay for services.
       B. A debit card cannot be used to pay for goods.
       C. A debit card cannot be used to pay for meals.
       D. A debit card cannot be used to overdraw money.

    Section Three
       Directions: In this section, you will hear three short passages. At the end of each passage, you will hear some questions. The passages and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A, B, C and D. Then mark the corresponding letter on the ANSWER SHEET with a single line through the center.

    Passage One

    21、 A. hotel expenses                        B. stock exchange
       C. plane expenses                        D. restaurant expenses

    22、 A. It can avoid the necessity of carrying large amount of cash.
       B. You needn't purchase large amounts of traveler's checks.
       C. You needn't use personal checks in places other than your own locality.
       D. It can't provide an instant cash service in ease you run out of money.

    23、 A. very useful and convenient             B. useless
       C. a waste of money                       D. not popular

    24、 A. American Express.                     B. Chinese Peony Card.
       C. Dragon Card.                          D. Credit Card.

    Passage Two

    25、 About a business operating cycle, which of the followings is the most accurate?
       A. 12 months
       B. half a year
       C. the time span during which cash is used to acquire goods and services
       D. always longer than a year

    26、 Which of the following does not belong to current assets?
       A. cash                                    B. account payable
       C. account receivable                      D. note receivable

    27、 Which of the following is not long term-assets?
       A. machine                                B. building
       C. land                                    D. inventory for the retailer

    Passage Three

    28、 A. preferred stock                         B. common stock
       C. concept stock                         D. cynical stock

    29、 A. to balance risk and to get proper mix of investments
       B. to achieve higher return from investments
       C. to invest in blue chips
       D. to get back money before retirement

    30、 A. the higher return, the more the risk
       B. the older the person gets, the less risk he should face
       C. the greater the asset portfolio, the higher the return
       D. investors should speak to their investment advisor

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